How to build a better financial future for your organization

Treat yourself and your people well

We provide unmatched expertise in crafting innovative, compliant programs that help business owners and their key employees achieve greater income and long-term financial health over the entire course of the company’s lifecycle – from startup to exit.

The response we often hear is
“I didn’t know you could do that!”

Qualified & Nonqualified Retirement Plans. We specialize in consulting and design for all types of defined contribution and defined benefit plans – including 401(k), profit sharing, ESOP, cash balance, age-weighted, cross-tested, 403(b) and 457(b). By creating highly personalized nonqualified plans, we can provide additional benefits for owners and key employees to help assure long-term leadership retention and continuity.

Kidder professionals are recognized experts in pension and profit-sharing plan compliance, and we can assist you in meeting required standards of fiduciary governance.

If you have a current compliance issue, experienced Kidder personnel can work with you and your team to assess and resolve IRS and Department of Labor issues.

Deferred Compensation

We can help you develop flexible, tax-advantaged strategies to reward yourself and/or your handpicked key employees. Properly designed deferred compensation plans can help you:

  • overcome restrictions resulting from 401(k) nondiscrimination testing;
  • significantly increase retirement savings;
  • manage taxation timing;
  • establish performance-based incentives; and
  • facilitate succession strategies.

Life, Disability & Long-Term Care Benefits

While retirement and compensation programs play major roles in leadership growth and retention, the addition of other key benefits and protections can build even stronger bonds with your people. By assessing your insurance needs within the context of your overall benefit plan, we can recommend appropriate policy types, coverages and providers.

Business Succession Planning & Funding

We work closely with you, your successors and your advisory team to design and fund effective succession plans involving family members, key employees or third parties.

Based on your needs, objectives and time frame, we identify and develop effective, tax-favored, buy-sell funding mechanisms that benefit you and your successors, while providing continuity and security for your employees. The funding mechanisms can include ESOP alternatives, lifetime giving programs, insurance solutions and more.

Key-Person Insurance Strategies

We can also help you protect your business and succession plan from the unexpected loss of essential employees.

For You

Our experts help you bring your entire financial picture into focus – with a goal of improving overall cost efficiency and success. We sit on the same side of the table and guide you through the process.

  • Wealth accumulation
  • Retirement funding
  • Education funding
  • Income protection
  • Life & long-term care insurance
  • Estate & wealth transfer planning

For Your People

Just as we do for you, we can provide your employees with the personal guidance they need to engage and achieve healthy financial futures. We help them reap the rewards of building their careers with you.

  • Long-term financial well-being
  • Income protection & financial security
  • Financial education
  • Family wealth accumulation