Ask Kidder

Newsletter Archive

  • October 2014 - Volume 8, Issue 4 — Official Dollar Limitations for 2015 (100 KB, PDF)
  • September 2014 - Volume 8, Issue 3 — What ERISA numbers need to be decoded now? (180 KB, PDF)
  • April 2014 - Volume 8, Issue 2 — Are you being complacent about fees and performance? (180 KB, PDF)
  • January 2014 - Volume 8, Issue I — Will my plan document need to be updated in 2014? What about DOMA? Kidder Benefits CEFEX Designation renewed - 3 years running! (154 KB, PDF)
  • November 2013 -- Volume 7, Issue 5 — Official Dollar Limitations for 2014 (98 KB, PDF)
  • October 2013 -- Volume 7, Issue 4 — Will a Cash Balance Plan work for me? (240KB PDF)
  • September 2013 – Volume 7, Issue 3 — Converting to Roth? What Are the Advantages of Roth? Any Disadvantages? (153 KB, PDF)
  • July 2013 – Volume 7, Issue 2, Special Edition — Can a Yale Law Professor’s reporting on 401(k) costs be wrong or misguided? (160 KB, PDF)
  • June 2013 – Volume 7, Issue 1 — Is my 401(k) in danger; Did you know; Announcements (21 KB, PDF)
  • October 2012 - Volume 6, Issue 2 — Official Dollar Limitations for 2013 (98 KB, PDF)
  • March 2012 - Volume 6, Issue 1 — 408(b)(2) and 404(a)(5) Regulations STARTING DATE CHANGED AGAIN, but Coming July 1st; The Effect on 408(b)(2) Regulations by a New Proposed Definition of Fiduciary; DOL Sending Notices to Plan Sponsors on Form 5500 Filings; IRS Stresses the Importance of Maintaining Signed and Dated Documents; Kidder Announcements (371 KB, PDF)
  • October 2011 – Volume 5, Issue 3 — Official Dollar Limitations for 2012 (98 KB, PDF)
  • October 2011 – Volume 5, Issue 2 — Regulatory Updates: 408(b)(2) Fee Disclosure Deadline Extension; 404(a)(5) Participant Disclosure Also Extended; Revised Definition of “Fiduciary” Withdrawn by DOL. Recent Speaking Engagements (218 KB, PDF)
  • June 2011 – Volume 5, Issue 1 — Plan Sponsor and Fiduciary Alert — Kidder Is Prepared! (439 KB, PDF)
  • October 2010 – Volume 4, Issue 6 — Official Dollar Limitations for 2011 (98 KB, PDF)
  • October 2010 – Volume 4, Issue 5 — Roth Conversions in a 401(k) or 403(b) Plan: What are the issues that should be considered? Why was this provision part of the 2010 Act? What is required to provide the Roth conversion feature? Can my Investment Platform Providers accommodate the Roth conversion? Where does the participant get the money to pay the income taxes? What are the pros and cons of providing the Roth Feature? Final thoughts — Will Roth withdrawals remain tax-free? Have you visited our redesigned Ask Kidder website? Behind the scenes: Technology and Security Enhancements. (415 KB, PDF)
  • August 2010 – Volume 4, Issue 4 — SPECIAL REPORT AND ANALYSIS, 408(b)(2): Fee and Compensation Disclosure Regulations are finally here; Who is covered? Definitions of affiliate and contractor; What needs to be disclosed and when? What type of compensation, fees or costs does this apply to? What about providers that bundle services together? Are fees billed to and paid by the plan sponsor and not paid from plan assets subject to the regulation? What about disclosure of investment fund and related expenses? How are termination costs disclosed? When does the disclosure need to be provided? What if the provider does not comply or the compliance is not mandated by the responsible plan fiduciary? (490 KB, PDF)
  • June 2010 Special Edition – Volume 4, Issue 3 — Additional Electronic Filing Requirement for Form 5500 filing now available; 401(k) Voluntary/Mandatory Questionnaire coming to 1,200 Employers (231 KB, PDF)
  • April 2010 – Volume 4, Issue 2 — How can you use your qualified plan to mitigate Healthcare Reform tax increases?; Hidden within the Healthcare Bill: Changes to the Economic Substance Doctrine; Form 5500 EFAST filing credentials update; New disclosures required on Form 5500 Schedule C; 408(b)(2) Regulations are almost here; Special Announcement (283 KB, PDF)
  • February 2010 – Volume 4, Issue 1 — Do you need to modify your deferral deposit process to comply with the new Department of Labor requirements?; Reminder – Form 5500 Electronic Filings Required this Year (286 KB, PDF)
  • November 2009 – Volume 3, Issue 6 — EFAST2 IS COMING in 2010! Are you ready to file Form 5500 electronically?; Special Announcements (160 KB, PDF)
  • October 2009 Special Edition – Volume 3, Issue 5 — Official Dollar Limitations for 2010 (24 KB, PDF)
  • October 2009 – Volume 3, Issue 4 — Corporate and personal income taxes are going up: How can your qualified plan help reduce taxes?; Recent Speaking Engagements (186 KB, PDF)
  • June 2009 – Volume 3, Issue 3 — Why is there growing interest in Automatic Enrollment Plans? What does Congress and the IRS have to say?; Will Automatic Enrollment be required for retirement plans?; What does it mean to wear the fiduciary hat? What is the role of the Fiduciary and Investment Committee? (166 KB, PDF)
  • April 2009 – Volume 3, Issue 2 — Do you need to change your plan to suit the changing business environment? (496 KB, PDF)
  • February 2009 – Volume 3, Issue 1 — With the DOL’s proposed 408(b)(2) regulations on hold, what’s next? (28 KB, PDF)
  • November 2008 – Volume 2, Issue 9 — 2008 is almost over. What’s in store for 2009? (36 KB, PDF)
  • October 2008 – Volume 2, Issue 8 — Table of official dollar limitations for 2009 and prior years as they apply to various benefit plans (28 KB, PDF)
  • August 2008 – Volume 2, Issue 7 — Deposit Your Deferrals Timely or Pay Sanctions Upon Audit; Fee Disclosure Is Here — DOL Proposed Regs save $94 per participant over 10 years!; Conflicts of Interest, Compensation, and Fiduciary Status — Proposed Regs Under 408(b)(2); Reminder — 403(b) Plan Document Requirement and Compliance (439 KB, PDF)
  • April 2008 – Volume 2, Issue 6 — When Must Employee Contributions Be Deposited? New DOL Regulations — Deferral Deposit Deadlines; 403(b) Plans — New Written Plan Now Required ; 401(k) and Profi t Sharing Plans — Document Restatements Required (67 KB, PDF)
  • January 2008 – Volume 2, Issue 5 — Plan Sponsor Alert: What Qualified Default Investment Alternatives (QDIAs) are appropriate? Did you know that Kidder is now in Tucson? (28 KB, PDF)
  • December 2007 – Volume 2, Issue 4 — Official dollar limitations for 2008 and prior years as they apply to various benefit plans (48 KB, PDF)
  • November 2007 – Volume 2, Issue 1 — What do we mean by “Ask Kidder?” How often must Summary Plan Descriptions be updated? How often must Plan Documents be fully restated? (60 KB, PDF)